Money Mail asked for your experiences of long-term care and we have read them with emotions from deep shock to happiness. Now it is time for the Government to sort out this mess.

Investigation:As an FSA probe takes place into annuities, Financial Mail reveals what steps insurance companies are taking to improve

A consortium has launched a major attack on 'Personal Accounts' claiming that the schemes will leave thousands of employees worse off in retirement

Coveted final salary pension schemes are an endangered species, with many being shut down due to high running costs - we highlight the danger signs to look out for

Two-thirds of Britons have no faith in the Government's ability to manage pensions and that the state pension is inadequate

Choosing what to do with your savings when you retire is one of the most important decisions you'll ever make

Ambitious plans to pay relatives of sick and elderly people a 'salary' for looking after them have been shelved

When Nick and Polly Patsias hit 60, insurers invited to get annuities - but Abbey Life forced one on them even though they still work

Savers may face another obstacle to hopes of a comfortable retirement after Norwich Union said it is to base pension payouts on postcodes

HMRC has bowed to pressure over the tax burden on those with small pensions, but still the taxman and our leaders don't seem to understand the real problems

Tomorrow, MGM Assurance, an insurer with a history going back 156 years, will announce it is changing its name to MGM Advantage

The amount of income paid on level annuities has enjoyed a recovery so far this year. But policies designed to rise with inflation have not improved. See the latest analysis

My mum has just had to go into a nursing home and I am trying to work out how to best manage her money

I am coming up to 60 and wish to stay at work for three more years. Is it best to defer my state pension or take it and invest the money?

I'm planning to invest the money from my pensions but I want to avoid current stock market turmoil

I need to find a good independent financial adviser to help me invest my pension money. Can you help?

Frail elderly people and their families are facing financial problems and extra worries following reports of chaos at the new state office supposedly protecting their interests

Use your tax breaks wisely and save diligently and both you and your spouse could reach millionaire status within 20 years - or possibly sooner

Hundreds of thousands of savers taxed on small pensions paid last year have been given a reprieve. But they will still have to pay two lots of tax in 2010

Clearing the mortgage and a healthy retirement pot are two of the most common financial goals, but if you get a lump sum should you pay off your home or put it in a pension?